OnEMI Technology
· Mainboard · NSE, BSE
Price Band
₹162–171
Lot Size
87 shares
Issue Size
₹926 Cr
Min. Investment
₹14,877
Grey Market Premium
Indicative, updates through the day
Estimated listing price: ₹171
Subscription Status
About OnEMI Technology
Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. The company operates under the brand names Kissht (digital lending platform) and Ring (payments app), OnEMI empowers online and offline merchants with seamless consumer credit solutions and EMI-based payments. Its NBFC partner, Si Creva Capital Services, handles loan disbursement, KYC, and EMI collections As of Dec 31, 2025, the company has 63.73 million registered users and served 11.17 million customers. As of Dec 31, 2025, its AUM stood at Rs 59,557.53 million. Its product portfolio includes personal loans (offered to salaried and self employed individuals), loan against property, and MSME loans for business expansion and working capital requirements.
Issue Objectives
- Augmenting the capital base of Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of Subsidiary, Si Crevas, business
- General Corporate Purposes
- Issue Expenses
Anchor Investors
OnEMI Technology IPO raises ₹277.78 crore from anchor investors. OnEMI Technology IPO Anchor bid date is April 29, 2026.
Reservation
| Category | Shares Offered | % |
|---|---|---|
| QIB | 2,70,73,694 | 50% |
| − Anchor Investor | 1,62,44,216 | 30% |
| − QIB (Ex. Anchor) | 1,08,29,478 | 20% |
| NII (HNI) | 81,22,109 | 15% |
| − bNII > ₹10L | 54,14,739 | 10% |
| − sNII < ₹10L | 27,07,370 | 5% |
| Retail | 1,89,51,587 | 35% |
- QIB30.3%
- − Anchor Investor18.2%
- − QIB (Ex. Anchor)12.1%
- NII (HNI)9.1%
- − bNII > ₹10L6.1%
- − sNII < ₹10L3.0%
- Retail21.2%
Market Lot Size
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 87 | ₹14,877 |
| Retail (Max) | 13 | 1131 | ₹1,93,401 |
| S-HNI (Min) | 14 | 1218 | ₹2,08,278 |
| S-HNI (Max) | 67 | 5829 | ₹9,96,759 |
| B-HNI (Min) | 68 | 5916 | ₹10,11,636 |
Financials (₹ Cr)
Valuations
EPS (Pre IPO)
13.52
EPS (Post IPO)
15.77
ROE
21.18%
P/E (Pre IPO)
12.65
P/E (Post IPO)
10.84
Price / Book
Market Cap
₹2,881.06 Cr.
Contact Details
OnEMI Technology Solutions Ltd. Address
- +91 22 6947 5600
- compliance@kissht.com
- https://www.kissht.com/
Registrar Contact Details
KFin Technologies Ltd.
- +91 40 6716 2222
- einward.ris@kfintech.com
- https://kfintech.com
- Selenium Tower B, Plot 31-32, Financial District, Nanakramguda, Hyderabad – 500032
Frequently Asked Questions
Key Dates
- Open Date
- 30 Apr 2026
- Close Date
- 05 May 2026
- Listing Date
- 08 May 2026
Issue Details
- Registrar
- KFin Technologies
- Lead Manager(s)
- Exchange
- NSE, BSE