· Mainboard · NSE, BSE
Price Band
₹162–171
Lot Size
87 shares
Issue Size
₹926 Cr
Min. Investment
₹14,877
Indicative, updates through the day
Cap price plus current GMP: ₹171 — arithmetic, not a forecast
OnEMI Technology Solutions (Kissht) IPO is a Mainboard issue that listed on NSE, BSE on 8 May 2026. The issue price band is fixed at ₹162–₹171 per equity share with a minimum market lot size of 87 shares, bringing the total issue size to ₹926 Cr. At the upper price band, the minimum retail application requires one lot amounting to ₹14,877.
No meaningful grey market premium is actively quoted for OnEMI Technology Solutions (Kissht) IPO at this stage. For a Mainboard issue at this point in the timeline, this is standard until anchor book allocations and institutional bids build volume. A missing premium is not negative sentiment; it reflects lower off-market liquidity. Read our complete guide to IPO GMP mechanics.
As per the latest exchange feeds from BSE and NSE, OnEMI Technology Solutions (Kissht) IPO has been subscribed 9.96x overall — with QIB at 25.97x, NII at 6.91x, bNII at 8.59x, sNII at 3.53x, Retail at 2.13x, representing over 1,53,474 retail and institutional applications. When the retail category is oversubscribed, SEBI regulations mandate that allotment is determined via an automated computerized lottery where each valid PAN gets one equal chance.
The minimum investment for retail investors is one lot of 87 shares (approx. ₹14,877 at the cut-off price), while the maximum retail bid is capped at 13 lots (under ₹2,00,000). Applications must be submitted using ASBA via Net Banking or the UPI Mandate route through registered stockbrokers (Zerodha, Groww, Angel One, Upstox).
The official registrar appointed for this issue is KFin Technologies Ltd., with the basis of allotment finalised on 6 May 2026 and listing completed on 8 May 2026. Once declared, you can check your allotment status on our IPO Allotment Checker using your PAN or Application Number. If you are not allotted shares, the ASBA block on your bank funds is automatically released by T+2 day.
Issue Price
₹171
Listed At
₹190
Current Price
₹208.63
Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. The company operates under the brand names Kissht (digital lending platform) and Ring (payments app), OnEMI empowers online and offline merchants with seamless consumer credit solutions and EMI-based payments. Its NBFC partner, Si Creva Capital Services, handles loan disbursement, KYC, and EMI collections As of Dec 31, 2025, the company has 63.73 million registered users and served 11.17 million customers. As of Dec 31, 2025, its AUM stood at Rs 59,557.53 million. Its product portfolio includes personal loans (offered to salaried and self employed individuals), loan against property, and MSME loans for business expansion and working capital requirements.
OnEMI Technology IPO raises ₹277.78 crore from anchor investors. OnEMI Technology IPO Anchor bid date is April 29, 2026.
| Category | Shares Offered | % |
|---|---|---|
| QIB | 2,70,73,694 | 50% |
| − Anchor Investor | 1,62,44,216 | 30% |
| − QIB (Ex. Anchor) | 1,08,29,478 | 20% |
| NII (HNI) | 81,22,109 | 15% |
| − bNII > ₹10L | 54,14,739 | 10% |
| − sNII < ₹10L | 27,07,370 | 5% |
| Retail | 1,89,51,587 | 35% |
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 87 | ₹14,877 |
| Retail (Max) | 13 | 1131 | ₹1,93,401 |
| S-HNI (Min) | 14 | 1218 | ₹2,08,278 |
| S-HNI (Max) | 67 | 5829 | ₹9,96,759 |
| B-HNI (Min) | 68 | 5916 | ₹10,11,636 |
EPS (Pre IPO)
13.52
EPS (Post IPO)
15.77
ROE
21.18%
P/E (Pre IPO)
12.65
P/E (Post IPO)
10.84
Price / Book
Market Cap
₹2,031Cr.
OnEMI Technology Solutions Ltd. Address
KFin Technologies Ltd.