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Turtlemint Fintech Solutions

· Mainboard · NSE, BSE

Price Band

₹144–152

Lot Size

98 shares

Issue Size

₹883 Cr

Min. Investment

₹14,896

Grey Market Premium

Indicative, updates through the day

0(0% over cap price)

Estimated listing price: 152

Subscription Status

QIB1.63x
NII0.55x
bNII0.54x
sNII0.56x
Retail1.11x

About Turtlemint Fintech Solutions

Incorporated in 2015, Turtlemint Limited is a technology-enabled insurance distribution platform that connects customers, insurance advisors (Digital Partners), and insurers through a phygital (physical + digital) model. The company was among the first to adopt the Point-of-Sale Person (PoSP) distribution model and has built India's largest certified PoSP network among its peer group. Turtlemint offers a comprehensive platform that enables Digital Partners to compare, recommend, and distribute insurance products from multiple insurers while managing customer acquisition, policy servicing, claims support, training, and lead management. The platform provides access to life, health, motor, and other insurance products through partnerships with 45 insurer partners. The company has facilitated the distribution of over 21.87 million insurance policies between April 2022 and December 2025, generating platform premium of over ₹10,066 crore across 19,171 pin codes, covering nearly 98% of India's pin codes. Turtlemint has a network of 6.32 lakh+ Digital Partners, including over 5.07 lakh certified PoSPs, supported by its proprietary advisor app, Turtlemint Pro. Turtlemint has a strong presence in India's B30+ markets (cities beyond the top 30 by population), where over 80% of its Digital Partners are based. The company leverages AI-driven technology, mobile-first tools, and a large physical advisory network to improve insurance accessibility, customer experience, and insurance penetration across India. As of December 31, 2025, the company employed 2,348 permanent employees across sales, technology, product development, and corporate functions.

Issue Objectives

  • Expenditure towards cloud and server related infrastructure of the Company
  • Salary expenditure towards the technology and product development teams of the Company
  • Expenditure towards marketing initiatives by the Company
  • Expenditure towards lease payments for existing properties of the Company and wholly owned Subsidiary, TIB, breakup of which is as follows: Expense by the Company
  • Expenditure towards lease payments for existing properties of thr Company and wholly owned Subsidiary, TIB, breakup of which is as follows: Expense by wholly owned Subsidiary, TIB
  • Investment in wholly owned Subsidiary, TIB, for funding its working capital requirements
  • Funding inorganic growth through unidentified acquisitions and strategic initiatives and general corporate purposes
  • Issue Expenses

Anchor Investors

Turtlemint Fintech Solutions IPO raises ₹397.20 crore from anchor investors. Turtlemint Fintech Solutions IPO Anchor bid date is June 18, 2026.📝 Anchor Investors Letter (PDF)

Reservation

CategoryShares Offered%
QIB4,35,52,80075%
− Anchor Investor2,61,31,68045%
− QIB (Ex. Anchor)1,74,21,12030%
NII (HNI)87,10,55915%
− bNII > ₹10L58,07,04010%
− sNII < ₹10L29,03,5195%
Retail58,07,03910%
  • QIB39.5%
  • − Anchor Investor23.7%
  • − QIB (Ex. Anchor)15.8%
  • NII (HNI)7.9%
  • − bNII > ₹10L5.3%
  • − sNII < ₹10L2.6%
  • Retail5.3%

Market Lot Size

ApplicationLotsSharesAmount
Retail (Min)198₹14,896
Retail (Max)131274₹1,93,648
S-HNI (Min)141372₹2,08,544
S-HNI (Max)676566₹9,98,032
B-HNI (Min)686664₹10,12,928

Financials (₹ Cr)

31 Mar 202331 Mar 202431 Mar 202531 Dec 2025
Total AssetsRevenueProfit After Tax

Valuations

EPS (Pre IPO)

-7.73

EPS (Post IPO)

-ve

ROE

-63.38%

P/E (Pre IPO)

-19.66

P/E (Post IPO)

-ve

Price / Book

2.77

Market Cap

₹4,476.08 Cr.

Peers Comparison

CompanyP/EROERevenue
Pine Labs Ltd.-160.13₹3,899.91 Cr
Seshaasai Technologies Ltd.28.63₹813.07 Cr
Finbud Financial Services Ltd.23.4₹71.68 Cr

Contact Details

Turtlemint Fintech Solutions Ltd. Address

  • 4000991800 266 0
  • support@turtlemint.com
  • https://www.turtlemintinsurance.com/

Registrar Contact Details

KFin Technologies Ltd.

  • +91 40 6716 2222
  • einward.ris@kfintech.com
  • https://kfintech.com
  • Selenium Tower B, Plot 31-32, Financial District, Nanakramguda, Hyderabad – 500032

Frequently Asked Questions

As of today, the grey market premium (GMP) for Turtlemint Fintech Solutions IPO is ₹0, which is 0% over the upper price band of ₹152.

Key Dates

Open Date
19 Jun 2026
Close Date
23 Jun 2026
Listing Date
29 Jun 2026

Issue Details

Registrar
KFin Technologies
Lead Manager(s)
Exchange
NSE, BSE
Check allotment status